Get support with your energy bills

 

There for You (UNISON’s welfare charity) will open the third phase of the Energy Support Fund on 27 September, with grants of £200 available to support low-income members with their energy costs.

Due to finite funds, only 2,000 applications can be accepted. Of these, 1,000 will be released at 8.30am and 1,000 at 5pm.

In previous rounds of this fund, demand has been so high that applications opened and closed within hours – so if you plan to apply, it might be helpful to set yourself a reminder.

Find out more about eligibility requirements and how to apply

UNISON’s welfare charity, There for You, has a long history dating back to the early 1900s and through UNISON’s predecessor unions. Unique among trade unions, it was created to be a source of support for those members of the union who had fallen on hard times.

Speaking of its initial purpose, Debi Potter, vice chair of the charity’s board, says: “It was about bereavement, it was about relationship breakdown, it was about serious ill health that put people into a position where they needed to ask for assistance.”

Now, after a decade of below-inflation public sector pay rises and the more recent cost of living scandal, the simple fact is that members’ pay often does not stretch far enough to make ends meet.

“It is a very, very sorry state of affairs,” Debi says. “Employers are not giving the pay rises that our members deserve and that they need. So members are in a position where they are fighting constantly to keep their head above water and are having to turn to us as a charity.

“We’ve seen the level of hardship being faced by members, and have tried to react in kind, with one of the most extensive support schemes the charity has ever run.”

Since October last year, as well as the annual small grants programmes, There for You has run two phases of grants from its Energy Support Fund, aimed at providing financial relief for those members who are worried about paying their energy bills.

The third phase of the fund opens on 27 September (details at the top of this article) and, once it closes, the fund will have received around 8,000 applications for the £200 grants.

Debi is quick to add that, “None of this could have happened without the generosity of UNISON branches, who have helped the charity raise over £1m over the past year.”

On the support fund, she continues: “What I would say is this – do check the eligibility criteria carefully before applying. And, if you are successful in your application, please make sure you send in the right documentation as soon as you are able.

“The quicker you do, the quicker you will receive the money. It also helps the charity avoid any backlog and assist as many members as possible, as quickly as possible.”

Energy bills

If you are worried about not being able to pay your energy bills, contact your supplier as soon as you can. Under the regulator Ofgem’s rules, your supplier must help you. Often this will involve negotiating a payment plan which you can afford, though some firms have their own hardship funds.

You can find a good source of information about what to do if you are struggling to pay your bills at Money Saving Expert.

The damage has been done

Although the government has confirmed that eligible means-tested benefit claimants will receive a £300 cost of living payment from September ­– though it’s not clear exactly when – the disparity between inflationary pressures and the public sector pay rises which have been seen over the last year are a real cause for concern.

Debi notes: “Even with the cost of living payments and the regulator’s [Ofgem’s] announcement that the energy price cap will drop by an average of 7% on October 1, many people will still be worried about what’s going to happen over autumn and into winter, as their usage increases. Costs may come down a bit, but they won’t come down enough.”

She highlights that, though inflation has slowed, with RPI falling to 9% in July, “The damage has already been done and prices are continuing to rise at very high rates.

“I know of people who are taking sick leave at the end of a pay month, because they actually can’t afford to get to work. They can’t afford to take the bus, they can’t afford to get there by car, they have no option but to not go to work.

“These people love their jobs. They have worked for their organisations for years and years and have really good attendance records – they just cannot afford to get in.

“Across the board, now, people are looking elsewhere, even in roles that were previously seen to be relatively well paid. They want to work in the public sector, but they just can’t afford to.

“So they move to the private sector to pick up a wage which means that they don’t have to visit food banks, that they don’t have to sit in the dark at home, that they don’t have to go off sick at the end of the month.

“The common analogy is stacking shelves in a supermarket. Earning the same money, or more, rigid hours, less responsibility, it’s probably closer to home so you can walk there and save on transport, and you even get a discount in store, so your grocery bill goes down.”

How you can access support

Though many of There for You’s small grants programmes do have specific eligibility criteria, Debi is keen to emphasise that, “Actually, we are there for all members in difficulty and we have a range of services we provide.”

These include:

Debi concludes: “It’s important to add that anybody who deals with the charity does so on a non-judgmental basis. We see the problems and difficulties that people have every day and we really urge anyone struggling to come forward and seek support.”

Find out more and details of how to apply for the next phase of the Energy Support Fund 

 

The article Get support with your energy bills first appeared on the UNISON National site.

Get support with your energy bills

 

There for You (UNISON’s welfare charity) will open the third phase of the Energy Support Fund on 27 September, with grants of £200 available to support low-income members with their energy costs.

Due to finite funds, only 2,000 applications can be accepted. Of these, 1,000 will be released at 8.30am and 1,000 at 5pm.

In previous rounds of this fund, demand has been so high that applications opened and closed within hours – so if you plan to apply, it might be helpful to set yourself a reminder.

Find out more about eligibility requirements and how to apply

UNISON’s welfare charity, There for You, has a long history dating back to the early 1900s and through UNISON’s predecessor unions. Unique among trade unions, it was created to be a source of support for those members of the union who had fallen on hard times.

Speaking of its historic purpose, Debi Potter, vice chair of the charity’s board, says: “It was about bereavement, it was about relationship breakdown, it was about serious ill health that put people into a position where they needed to ask for assistance.”

Now, after a decade of below-inflation public sector pay rises and the more recent cost of living scandal, the simple fact is that members’ pay often does not stretch far enough to make ends meet.

“It is a very, very sorry state of affairs,” Debi says. “Employers are not giving the pay rises that our members deserve and that they need. So members are in a position where they are fighting constantly to keep their head above water and are having to turn to us as a charity.

“We’ve seen the level of hardship being faced by members, and have tried to react in kind, with one of the most extensive support schemes the charity has ever run.”

Since October last year, as well as the annual small grants programmes, There for You has run two phases of grants from its Energy Support Fund, aimed at providing financial relief for those members who are worried about paying their energy bills.

The third phase of the fund opens on 27 September (details at the top of this article) and, once it closes, the fund will have received around 8,000 applications for the £200 grants.

Debi is quick to add that, “None of this could have happened without the generosity of UNISON branches, who have helped the charity raise over £1m over the past year.”

On the support fund, she continues: “What I would say is this – do check the eligibility criteria carefully before applying. And, if you are successful in your application, please make sure you send in the right documentation as soon as you are able.

“The quicker you do, the quicker you will receive the money. It also helps the charity avoid any backlog and assist as many members as possible, as quickly as possible.”

Energy bills

If you are worried about not being able to pay your energy bills, contact your supplier as soon as you can. Under the regulator Ofgem’s rules, your supplier must help you. Often this will involve negotiating a payment plan which you can afford, though some firms have their own hardship funds.

You can find a good source of information about what to do if you are struggling to pay your bills at Money Saving Expert.

The damage has been done

Although the government has confirmed that eligible means-tested benefit claimants will receive a £300 cost of living payment from September ­– though it’s not clear exactly when – the disparity between inflationary pressures and the public sector pay rises which have been seen over the last year are a real cause for concern.

Debi notes: “Even with the cost of living payments and the regulator’s [Ofgem’s] announcement that the energy price cap will drop by an average of 7% on October 1, many people will still be worried about what’s going to happen over autumn and into winter, as their usage increases. Costs may come down a bit, but they won’t come down enough.”

She highlights that, though inflation has slowed, with RPI falling to 9% in July, “The damage has already been done and prices are continuing to rise at very high rates.

“I know of people who are taking sick leave at the end of a pay month, because they actually can’t afford to get to work. They can’t afford to take the bus, they can’t afford to get there by car, they have no option but to not go to work.

“These people love their jobs. They have worked for their organisations for years and years and have really good attendance records – they just cannot afford to get in.

“Across the board, now, people are looking elsewhere, even in roles that were previously seen to be relatively well paid. They want to work in the public sector, but they just can’t afford to.

“So they move to the private sector to pick up a wage which means that they don’t have to visit food banks, that they don’t have to sit in the dark at home, that they don’t have to go off sick at the end of the month.

“The common analogy is stacking shelves in a supermarket. Earning the same money, or more, rigid hours, less responsibility, it’s probably closer to home so you can walk there and save on transport, and you even get a discount in store, so your grocery bill goes down.”

How you can access support

Though many of There for You’s small grants programmes do have specific eligibility criteria, Debi is keen to emphasise that, “Actually, we are there for all members in difficulty and we have a range of services we provide.”

These include:

Debi concludes: “It’s important to add that anybody who deals with the charity does so on a non-judgmental basis. We see the problems and difficulties that people have every day and we really urge anyone struggling to come forward and seek support.”

Find out more and details of how to apply for the next phase of the Energy Support Fund 

 

The article Get support with your energy bills first appeared on the UNISON National site.

Winter fuel grant opens 25 January

The winter fuel grant programme opens next week at 10am on Wednesday 25 January.

It offers a one-off, non-repayable grant of £200 to help UNIONS’s most vulnerable low-income members and to help ease the worry of paying for their next fuel bill during the coldest months of the year.

UNISON understands the financial hardship many members are facing – struggling to make ends meet, particularly with RPI inflation still running at 14% as of the end of November, and energy usage generally at its highest over January and February.

Last year, the charity raised over £1m with its energy support appeal in order to support members through the unprecedented upturn in the cost of energy bills and two phases of grants from the resulting fund provided thousands of members with support. A third phase is due to be announced in the coming months.

The winter fuel grant programme will only be open to those who have not received a grant from the charity since 31 July 2022.

The grant programme is limited to 2,000 applicants and will close once the maximum number of applications has been received.

Winter fuel grant 2023?eligibility?? 

Applicants must:?? 

  • be a UNISON member?and have paid at least four weeks’ subscriptions as of 25th January. Subscriptions must be up to date;
  • not have been a successful recipient of our recent energy support fund grant;?? 
  • not have received a grant from UNISON Welfare since 31 July 2022, excluding the school clothing grant; ? 
  • not have received more than £750 in UNISON Welfare grants if applying within first?year of membership;??? 
  • have savings (including the total rolling balance on current accounts) below £1,000 to qualify.;?? 
  • must be responsible (or their partner, if applicable) for household fuel bills. Only one application per household will be considered.?? 

And either …

?Be on a low income, meaning:?? 

  • for a single person (living alone with no dependent children): Net household income* of no more than £18,200/year (£1,516.67/month);
  • living with a partner (living with no dependent children): Net household income* of no more than £26,000/year (£2,166.67/month);? 
  • for a single person (living alone with dependent children): Net household income* of no more than £26,000/year (£2,166.67/month);?? 
  • living with a partner (living with dependent children): Net household income* of no more than £26,000/year (£2,166.67/month).?

* Net household income includes your monthly take-home pay from work (plus your partner’s if applicable), any income from child maintenance payments, any income from student finance loans or bursaries, pensions (excluding pension credit) and any income from people living with you (for instance, adult children or lodgers). 

or …?

Be in receipt of means-tested benefits. These include:

    • universal credit;
    • housing benefit;
    • child and/or?working tax credits;
    • pension credit;
    • means-tested jobseekers’ allowance;
    • means-tested employment support allowance;
    • income support.

The article Winter fuel grant opens 25 January first appeared on the UNISON National site.